I’m an Entrepreneur at Heart, just like my father and grandfather! As a financial guy I truly enjoy working with people to get the best product and price on the market for their individual need.
My agency is Achieve Alpha Insurance, LLC www.achieve-alpha.com with a focus on Insurance & low risk investments.
1. I work at an Insurance Brokerage and represent YOU the client, not one specific insurance company.
Ø Life Insurance (33 companies)
Ø Disability Insurance (8 companies)
Ø Health Insurance (Every Company in Washington State)
Ø Creating Tax Shelters (Protect Assets from Creditors, Lawsuits & Bankruptcy)
As an Independent Agent I can usually help you save money in at least one line of insurance, as overpaying for insurance is overrated!
2. BANK ON YOURSELF
This system of providing consistant long run returns of 8.33% over the past 20 Years (Click Here to Verify) has been around for over 100 years, however the implmenation takes a skilled trained finanical professional with access to the right Mutual Companies. Overall you can create your own Tax Shelter that protects your Assets from Creditors & Bankruptcy (as long as your not illegally evading creditors).
The concept is simple but each case is personalized for each client to their specifications.
Ø Stock Company vs. Mutual Company
Ø Traditional Whole Life & Universal Life: Small part Insurance and main part Cash ValueØ Rate of Return (Base Guaranteed Minimum 2% to 13%)
Ø Loan at 6% borrowed TAX FREE (However Cash Value CONTINUES to grow at 2% to 13% Rate)
o Net Return: (2% Return - 6% Loan = 4% Cost) to (13% Return - 6% Loan = +7% Profit)
Ø Effecive Annual Yield (Real Rate of Return including EVERY Financial Aspect)
ØTax Advantaged Growth (Estate Tax Avoidance Purposes)
Ø Creditor Protection (Life Insurance is a more protected asset than traditional investments)
Why don’t most Life Insurance Agents sell Whole Life or Universal Life Insurance policies based on the Bank on Yourself concept?
Ø Bank on Yourself Life Insurance policy structure provides about a 50% lower commission to agents
Ø An agent does not have a technical approach to maximizing the investors gains
Ø Most Life Insurance carriers do not have loan terms set up as efficiently
3. Alternative Investment Strategy; If you are disappointed with the stock market returns over the past 10 years maybe its time for you to diversify a portion of your money into alternative investments that have previously been only for the super wealthy.
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Historical Return = 14.63% compounded annually throughout 19 years
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Zero Losses in over 19 years in business (No Market Risk)
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Assets administered by independent administrator (No Bernie Madoff possiblity)
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Direct Investment: You own an exact percentage of each asset (Assets are not bundled)
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Warren Buffett is the single largest investor in this Alternative Investment Industry
